What is Home Insurance?Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets. Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners’ responsibility. Why do you need homeowners insurance?It is really all about protecting yourself financially if something unexpected happens to your home or possessions. That’s important because chances are your home is likely one of your largest investments.
Things to consider and questions to ask your agentHere are few things to discuss with your agent that will influence your decisions.
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1547 New London Rd Landenberg, PA 19350 (855) 722-5424 Click Here to Email Us |
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Newark DE Main Street.jpg by PookieFugglestein | CC-Zero
West Chester PA.jpg by Ii2nmd | CC-BY-SA-4.0
Skyline of Alexandria Virginia.jpg by Jc7792 | CC-BY-SA-4.0
Rehoboth Beach boardwalk at Delaware Avenue looking north.jpeg by Dough4872 | CC-BY-SA-4.0
PA 82 NB past South Street Kennett Square.jpeg byDough4872 | CC-BY-SA-4.0
Florida - Fort Myers Beach - Harbor.jpg by Euku | CC-BY-SA-3.0,2.5,2.0,1.0
Downtown Boonsboro, Maryland.jpg by Acroterion | CC-BY-SA-3.0
Website by InsuranceSplash