COMMERCIAL INSURANCE ASSOCIATES, INC.
  • Home
  • Quotes
    • Business Quotes >
      • General Liability Insurance Quote
      • Commercial Auto Insurance Quote
      • Workers Compensation Quote
      • Commercial Property Quote
      • Surety Bonding Quote
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Insurance Bond Quote
    • Auto Quotes >
      • Auto Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Flood Insurance Quote
      • Landlords Insurance Quote
    • Other Quotes >
      • Umbrella Insurance Quote
  • Service
    • Report a Claim
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Free Consultation
  • Insurance
    • Business >
      • General Liability Insurance
      • Commercial Auto Insurance
      • Workers Compensation
      • Commercial Property Insurance
      • Surety Bonding
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Group Benefits
      • Insurance Bonds
    • Vehicles >
      • Auto Insurance
    • Health >
      • Health Insurance
      • Dental Insurance
      • Vision Insurance
    • Life/Financial >
      • Life Insurance
      • Umbrella Insurance
    • Property >
      • Home Insurance
      • Flood Insurance
      • Landlords Insurance
  • About
    • Client Testimonials
    • Insurance Carriers
    • Accessibility Statement
    • Blog
  • Contact
  • Home
  • Quotes
    • Business Quotes >
      • General Liability Insurance Quote
      • Commercial Auto Insurance Quote
      • Workers Compensation Quote
      • Commercial Property Quote
      • Surety Bonding Quote
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Insurance Bond Quote
    • Auto Quotes >
      • Auto Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Flood Insurance Quote
      • Landlords Insurance Quote
    • Other Quotes >
      • Umbrella Insurance Quote
  • Service
    • Report a Claim
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Free Consultation
  • Insurance
    • Business >
      • General Liability Insurance
      • Commercial Auto Insurance
      • Workers Compensation
      • Commercial Property Insurance
      • Surety Bonding
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Group Benefits
      • Insurance Bonds
    • Vehicles >
      • Auto Insurance
    • Health >
      • Health Insurance
      • Dental Insurance
      • Vision Insurance
    • Life/Financial >
      • Life Insurance
      • Umbrella Insurance
    • Property >
      • Home Insurance
      • Flood Insurance
      • Landlords Insurance
  • About
    • Client Testimonials
    • Insurance Carriers
    • Accessibility Statement
    • Blog
  • Contact


Workers Compensation

Let us help you make sure your adequately covered for workers comp. We'll get you a great rate and keep your business going strong.

get a quote
Contact Us

What is Workers' Compensation Insurance?

Workers compensation laws were created to ensure that employees who are injured on the job are provided with fixed monetary awards. This eliminates the need for litigation and creates an easier process for the employee. It also helps control the financial risks for employers since many states limit the amount an injured employee can recover from an employer.

Workers Compensation Insurance is designed to help companies pay these benefits. As a protection for employees, most states require that employers carry some form of Workers Compensation Insurance. Workers Compensation Insurance is not health insurance. Workers Compensation is designed specifically for injuries sustained on the job.

In most states, if you have employees, you are required to carry Workers Compensation coverage. Even in non-mandatory states, it can be a very good idea, particularly if you have many employees, or if they are engaged in hazardous activities.

Do I Need Workers Compensation Insurance?

Employers have a legal responsibility to their employees to make the workplace safe. However, accidents happen even when every reasonable safety measure has been taken.

To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents, in almost every state, businesses are required to buy workers compensation insurance. Workers compensation insurance covers workers injured on the job, whether they’re hurt on the workplace premises or elsewhere, or in auto accidents while on business. It also covers work-related illnesses.

Workers compensation provides payments to injured workers, without regard to who was at fault in the accident, for time lost from work and for medical and rehabilitation services. It also provides death benefits to surviving spouses and dependents.

Each state has different laws governing the amount and duration of lost income benefits, the provision of medical and rehabilitation services and how the system is administered. For example, in most states there are regulations that cover whether the worker or employer can choose the doctor who treats the injuries and how disputes about benefits are resolved.

Workers compensation insurance must be bought as a separate policy. Although in-home business and business owners policies (BOPs) are sold as package policies, they don’t include coverage for workers’ injuries.
(855) 722-5424
1547 New London Rd
Landenberg, PA 19350​
Click Here to Email Us
Workers Comp Insurance Quote
Get a quote for workers compensation insurance

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Connect With Us

Share This Page

Contact Us

Commercial Insurance Associates, Inc.
1547 New London Rd
Landenberg, PA 19350
(855) 722-5424​
Click Here to Email Us
Picture
Wilmington DE IMG 2352 Chase.jpg by Bjoertvedt | CC-BY-SA-4.0​
Newark DE Main Street.jpg by PookieFugglestein | CC-Zero
West Chester PA.jpg by Ii2nmd | CC-BY-SA-4.0
Skyline of Alexandria Virginia.jpg by Jc7792 | CC-BY-SA-4.0
Rehoboth Beach boardwalk at Delaware Avenue looking north.jpeg by Dough4872 | CC-BY-SA-4.0
PA 82 NB past South Street Kennett Square.jpeg byDough4872 | CC-BY-SA-4.0
Florida - Fort Myers Beach - Harbor.jpg by Euku | CC-BY-SA-3.0,2.5,2.0,1.0

Downtown Boonsboro, Maryland.jpg by Acroterion | CC-BY-SA-3.0 ​
​Website by InsuranceSplash